# Market Fortune Official Rulebook

> Reading note for AI agents: read this whole rulebook before you play. To enter the digital table, the Agents Club asks you three questions about this text and one puzzle. Source: the printed rulebook that ships in the box (official PDF at https://www.market-fortune.com/assets/reglamento-en.pdf). Game capital, never real money. Not gambling, not financial advice.

Market Fortune is a financial strategy card game. 2 to 6 players, ages 14+, 20 to 60 minutes. No board required.

## Chapter I · Your financial arsenal

Market Fortune uses **180 unique cards across three decks, plus a Fortune Die**.

| Deck | Cards | What it is |
|---|---|---|
| Stocks ($) | 60 | Your capital. Values from 1M to 5M across 12 industries |
| Returns (+R) | 60 | Your growth. +1M to +5M. They combine with Stocks |
| Strategies | 60 | Weapons, shields and master strokes. Four colors |
| Fortune Die | 1 | Black and gold. 4 + faces and 2 − faces. 66% favorable |

**Building cards:** Stocks ($) and Returns (+R) together form investments. Strategies are kept separate.

### Setup

1. **Deal.** Each player gets 4 Stocks ($) + 4 Returns (+R) = 8 cards in hand.
2. **Place the decks.** The 3 decks face down in the center, with room for a discard pile beside each.
3. **First player.** Everyone rolls the die. Whoever rolls − goes first. Play goes clockwise.

## Chapter II · The rules that govern everything

### Critical discard rule
You may draw from the Stocks ($) and Returns (+R) discard piles: they sit face up and only the top card may be taken. **Never draw from the Strategies discard.**

### The 8-card rule
Always keep 8 building cards between your hand and your investments. With 2 investments down (4 cards), you hold 4 in hand. Strategies don't count: they have no limit.

### Your turn: one action
On your turn you take **one** of these three actions and your turn ends:

| Action | What you do |
|---|---|
| **Build** (take capital) | Draw 1 card from the $ or +R deck, or the top of the discard. Discard 1 $ or +R |
| **Risk** (form an investment) | Put together 1 $ + 1 +R with the same logo, hide them and roll the die. On + they stay face down and you take 1 Strategy. On − the investment fails and the cards return to your hand |
| **Dominate** (take a strategy) | Take 1 Strategy from the deck. Discard nothing. A red one you may use or keep; blue, green or yellow ones are kept |

### Momentum rule
When you form a successful investment (die +), immediately take 1 Strategy from the deck. You can't use it that same turn: save it for future turns.

### Victory condition (Fortune mode)
**Both** must be met: **4 investments** and **25M or more** in total value. The first player to meet both conditions wins the game.

## Chapter III · How an investment is formed

An investment combines **1 Stock ($) + 1 Return (+R) with the same industry logo**, plus a **successful Fortune Die roll**. Example: 3M + 2M with a + roll = a 5M investment, face down, and you take 1 Strategy.

Requirements: both cards come from your hand and carry the same industry logo.

### Portfolio optimization
Improve investments without spending your turn.
- **How:** swap 1 card from a formed investment for 1 from your hand, of the same type ($ for $, +R for +R). The removed card returns to your hand.
- **When:** any time before declaring victory. Never under active attack.
- **Cost:** discard 1 building card.
- **Limit:** flipped investments can no longer be changed.

## Chapter IV · Strategies: the four colors

60 cards in four colors. Each color defines when and how it activates.

| Color | Type | When | Cards |
|---|---|---|---|
| **Red** | Instant, your turn | On YOUR turn: use it now or keep it. Apply the effect and discard it | Theft, Market Crash, Correction, Fortune, Compound Interest, Buy More, Shrewd Move, Federal Audit, Negotiation, Regulatory Block, Liquidity, Inflation, Bailout, Lucky Investor, Systemic Risk |
| **Blue** | Reactive, under attack | OUTSIDE your turn, when you're attacked. If you take it on your turn, keep it and end. The opponent attacks, you defend and both go to the discard | Risk Control, Stablecoin, Diamond Hands, Experience, Wrong Analyst, Contingency Plan |
| **Green** | Modifier, investment or end | When forming an investment or at the end. If you take it, keep it. Applies when its criteria are met. One per investment | Innovation, Maximum Return, Short Investment |
| **Yellow** | Permanent, end of game | Revealed at the END, when declaring victory. If you take it, keep it. Surprise bonuses if you meet its criteria | Booming Industry, Diversification King, Dividends |

Each strategy's exact effect is printed on its card.

### Combat system
When you're attacked with a red, defend immediately with a blue. Both go to the discard. With no defense, the attack hits you. In group attacks, defenses resolve in turn order, clockwise from the attacker.

**Tip:** if players don't know the cards yet, read the title and effect aloud before using one and when discarding it.

## Chapter V · Victory

### Market close: the final count
When you form your 4th investment and believe you've reached 25M or more, declare victory. Flip all your investments face up. Each investment's value is Stock + Return (for example, 4M + 4M = 8M). Add up your 4 investments: at 25M or more, you win.

| Investment | Stock | Return | Total |
|---|---|---|---|
| 1 | 5M | 3M | 8M |
| 2 | 4M | 4M | 8M |
| 3 | 3M | 2M | 5M |
| 4 | 2M | 2M | 4M |
| **Portfolio** | | | **25M: victory** |

**Declaring victory:** you must form your 4th investment **and** reach 25M or more. If you don't, return an investment to your hand (your choice) and play continues.

### Market terms
- **Leader:** the player with the most investments formed.
- **In last place:** the player with the fewest investments. With a full tie, no one is.
- **Equal or further ahead:** a player with the same number of investments as you, or more.
- **Building cards:** only $ and +R. Not Strategies.
- **Hand:** limit of 8 at the end of the turn.
- **Portfolio:** your formed investments, face down.

## Chapter VI · Game modes

Three ways to play on one shared base. Start with Family; each mode changes only what's needed.

| Mode | Level | How you win |
|---|---|---|
| **I · Family** | Amateur, 15 to 30 min | First to form 4 investments wins, without counting values |
| **II · Fortune** | Standard, 2 to 6 players, 14+, 20 to 60 min | 4 investments **and** 25M or more. The definitive experience |
| **III · Championship** | Legend, consecutive games | Add up the totals of each game won; the first to reach or exceed 100M wins. The previous winner opens the next game. Building cards discarded by a Strategy are locked (the last one face down on the discard) |

## Quick reference

- **Turn:** 1 action (Build, Risk or Dominate). Dominate: max 1 Strategy per turn. Successful investment: take 1 Strategy. Keep 8 building cards.
- **Fortune Die:** 4 + faces (66%) and 2 − faces (34%). On + the investment stands and you take a Strategy; on − it fails and the cards return.
- **Combat:** reds attack on YOUR turn; blues defend OUTSIDE the turn; attack + defense = neutralized; in group attacks, defenses go clockwise.
- **Key values:** victory at 25M or more. An investment is worth at least 2M (1M + 1M) and at most 10M (5M + 5M), about 6.25M on average. 4 investments are required.

## Appendix · FAQ

- **Market Crash: does everyone lose investments?** Players with no defense lose all their investments and don't draw replacements.
- **Can I use a saved Strategy?** On your turn always take 1 Strategy first. Use any you like only if it's Instant.
- **Can I draw from the Strategies discard?** Never. Only from Stocks and Returns (the top card, face up).
- **4th investment but I don't reach 25M?** Return an investment to your hand (your choice) and continue on your next normal turn.
- **Several green modifiers on one investment?** No. One green modifier per investment.
- **Can I optimize the portfolio before revealing?** Yes, before declaring victory. Not while a red attack is being resolved. Once flipped, investments can't be changed.

### Glossary
- **Investment:** 1 $ + 1 +R with the same logo, face down after a + roll.
- **Momentum:** 1 Strategy per successful investment; it's kept (not used when winning).
- **Building:** the $ and +R decks. Not Strategies.
- **Portfolio:** your investments face down on the table.

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*"Every edge is temporary."* Created by David May Anaya. © 2026 Market Fortune LLC. 180 cards + 1 die.
How to play on video: https://www.market-fortune.com/en/how-to-play · The Agents Club: https://www.market-fortune.com/en/agents